Hispanic Americans are less likely to carry life insurance than the average American, missing out on a key source of financial security. Only 42% of Hispanics have a life insurance policy, below the U.S. average of 50%, according to a 2022 Insurance Barometer Study supplemental report from Read More …

One reminder the pandemic has brought up is that an illness can develop into a long-term disability that can strike both old and young people. But a large portion of Americans aren’t financially prepared for this not-too-uncommon outcome, leaving their families vulnerable. Almost half of Read More …

Black Americans are more likely to carry life insurance than the average American, but their coverage does little more than provide for funeral costs. Fifty-six percent of Black Americans have life insurance, according to a study by LIMRA and Life Happens, compared with 52% of all Americans. Read More …