Black Americans are more likely to carry life insurance than the average American, but their coverage does little more than provide for funeral costs. Fifty-six percent of Black Americans have life insurance, according to a study by LIMRA and Life Happens, compared with 52% of all Americans. Read More …
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Now that college athletes can earn money off their name, image and likeness (NIL) after the NCAA adopted new rules in June 2021, they may find a costly surprise from Uncle Sam. Money made off of social media accounts and perks like free shoes, a clothing allowance, Read More …
Just like almost everything else, the cost of homeowners insurance is rising. Homeowners who purchased residential and vacation homes in natural disaster prone areas are really going to feel a pinch on their wallets. Approximately 45% of pandemic homebuyers purchased vacation and second homes in Read More …
Hello, gamers and social media influencers, the tax man is coming for your earnings. Donations, tips, subscriptions, partnerships, and merchandise revenue you made last year are all taxable income. And if it’s your minor son or daughter racking in the gains, you could be the Read More …
Two years after issuing billions of dollars in rebates and discounts during the pandemic, car insurers are now raising premiums for their customers. The Progressive Corp.’s subsidiaries received approval for 38 rate increases across 10 states in November, while regulators in 13 states okayed 20 rate increases Read More …
In the middle of a pandemic and a civil rights movement (Black Lives Matter), I experienced much pain but also in the midst of the pain, moments of joy. How and why this happens is beyond me. What I have learned is to live in Read More …
In light of the Black Lives Matter protests following the death of George Floyd, Ahmaud Arbery, and Breonna Taylor, many are questioning their prejudice, bias, and role in perpetuating systemic racism. It is not enough to not be a racist, you must strive to be Read More …
“Those who cannot remember the past are condemned to repeat it.”–George Santayana, The Life of Reason, 1905. “What history teaches is that men have never learned anything from it.” — Hegel Movies and television programs in the 1960s had us thinking that by the year Read More …
“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are life, liberty and the pursuit of happiness.” – US Declaration of Independence Unfortunately, America does not seem Read More …
During the protests, people are talking about systemic racism, over-policing, school-to-prison pipeline, police brutality and defunding the police. You need to understand where this is coming from. This is but a primer to understand a small portion of the issues leading to cries for defunding Read More …