Student Loans: Resources for borrowers
President Biden’s up to $20,000 in student loan forgiveness is on hold as the Supreme
Ronda Lee
Founder, Editor-in-Chief
Ronda is an attorney, writer, and entrepreneur. She is a contributing writer for the Huffington Post. Originally from Chicago, she has lived in Los Angeles and New York. She loves to travel and is passionate about education equity, especially for first generation college students.
Student Loans: Borrowers in default
Around 7.5 million borrowers were in default before the COVID-19 pandemic and more than 50%
Student Loans: One-time IDR payment adjustment
Income-driven repayment (IDR) plans were considered a fix to a broken student loan system, offering
Student Loans: Income-driven repayment plans
Income-driven repayment (IDR) plans base monthly payments on the borrower’s income, unlike standard payment plans.
Student Loans: Public Service Loan Forgiveness
Borrowers who have been in repayment for at least 10 years and work in public
Student Loans: Discharge, Forgiveness, Cancellation
Although used interchangeably, loan discharge, forgiveness, and cancellation have different relief for borrowers. Loan discharge
Student Loans: For-profit schools
More than 70% of for-profit students borrow federal loans and account for 50% of all
Student Loans: Federal vs Private Loans
Student loan debt is considered “good debt,” but it is also the cause for an
Student Loans: The Basics
Any discussion about student loans, should begin with a basic knowledge of: Federal vs. Private
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Discriminatory impact of AI algorithm bias in insurance
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